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Exceptional Support
As mortgage professionals, we’ve cultivated strong relationships with key professionals you may need for buying, selling, remodeling, or building your home. We take pride in being a valuable resource for our clients, especially first-time homebuyers.
Navigating the loan process can feel daunting, but with Harbor Financial by your side, you can count on us to provide the guidance and support you need every step of the way.
Navigating the world of loans can be complex, with numerous options to consider. Our role is to guide you through these choices and ensure you have a clear understanding of what's available. We aim to minimize any unexpected developments along the way. However, should challenges emerge, our extensive experience will be invaluable in helping you navigate them smoothly.
Loans Offered
- VA Loans
- Land Loans
- Jumbo Loans
- Interim Construction Loans
- Interest-Only Mortgages
- Hybrid ARM
- Home Equity Loans
- Fixed-Rate Mortgages
- First-Time Home Buyer Loans
- FHA Loans
- Conventional Mortgages
- Adjustable-Rate Mortgages (ARM)
- 30-Year Mortgages
- 15-Year Mortgages
Custom loans For Custom homes
Harbor Financial Mortgage makes building your dream home simple. We guide you through every step, from land purchase to construction, ensuring you secure the best loan options along the way.
With our expert support, turning your vision into reality is easier than ever.
Meet Scott Thomas
Scott Thomas, originally from a small farming community in northeast Ohio, served as an Army Intelligence Cryptologist before entering the banking industry. He founded Harbor Financial Mortgage to help clients find the lowest mortgage rates and fees, drawing on over 25 years of experience and over $800 million in transactions.
As a proud father of two daughters—Brielle, 18, attending college in College Station, and Afton, a Valley High School sophomore—Scott enjoys history and arrowhead hunting in his free time. He looks forward to assisting you with all your mortgage needs!
